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Navigating the NAR Settlement: What Buyers and Sellers Need to Know

The National Association of Realtors (NAR) recently settled the antitrust lawsuit in a landmark decision reverberating through the real estate industry. This settlement addresses long-standing issues related to transparency, competition, and fees within the real estate market. The courts and the Department of Justice still need to approve the settlement. Some of the new policies are scheduled to be implemented during the summer.

Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages

If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. After years of being virtually nonexistent, more people again use ARMs when buying homes. Let’s explain why that’s happening and why this isn’t cause for concern.

Is There Really a New, Unfair Mortgage Tax on Those With High Credit?

In a recent post on Mortgage Daily News, Matthew Graham explains the hard-to-understand new fee structure by Fannie Mae and Freddie Mac. Graham writes, Seemingly overnight, the internet is awash with news regarding a “new,” unfair tax on mortgage borrowers with higher credit scores. Some have gone so far as to suggest that someone could intentionally lower their credit score to get a better deal.

Getting Yourself Mortgage Ready

If you’re like the vast majority of home buyers, you will choose to finance your purchase with a mortgage loan. However, by preparing in advance, you can avoid the common delays and roadblocks many buyers face when applying for a mortgage.

2023 Real Estate Outlook, An Economist’s Predictions, “There is no housing bubble!”

Cut through the online clutter and armchair quarterbacking of the real estate industry with these ten predictions from Windermere Real Estate Chief Economist Matthew Gardner. This article appeared in Inman, Hickman-Coen Home Team is a subscriber.

8 Strategies to Secure a Lower Mortgage Rate

Mortgage rates have been on a roller coaster ride this year, rising and falling amid inflationary pressures and economic uncertainty. And even the experts are divided regarding predicting where rates are headed next. This climate has been unsettling for some homebuyers and sellers. However, with proper planning, you can work toward qualifying for the best mortgage rates available today – and open up the possibility of refinancing at a lower rate in the future.

Mortgage Rates Decline to 3.76% Amid the Ukraine Conflict.

The average 30-year-fixed rate mortgage declined to 3.76% for the week ending March 3, down from 3.89% in the previous week, amid the geopolitical tensions caused by Russia’s war in Ukraine, according to the latest Freddie Mac PMMS Mortgage Survey.

Fixed Rates for 30-Year Loans Continue Their Upward Climb

Freddie Mac released its latest Primary Mortgage Market Survey (PMMS), which showed a notable uptick, as the 30-year fixed-rate mortgage (FRM) averaged 3.69%. This upward climb reignites flat movement over three weeks prior.