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Freddie Mac and Fannie Mae HQ photo

Is There Really a New, Unfair Mortgage Tax on Those With High Credit?

In a recent post on Mortgage Daily News, Matthew Graham explains the hard-to-understand new fee structure by Fannie Mae and Freddie Mac. Graham writes, Seemingly overnight, the internet is awash with news regarding a “new,” unfair tax on mortgage borrowers with higher credit scores. Some have gone so far as to suggest that someone could intentionally lower their credit score to get a better deal.

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EARTH DAY, April 22, 2023: “INVEST IN OUR PLANET”

EARTHDAY.ORG (EDO), the global organizer of Earth Day and the largest recruiter of environmental movements worldwide, announced the theme for Earth Day 2023 – “Invest in Our Planet.” Acting as a continuation of this year’s well-received campaign, the theme is focused on engaging governments, institutions, businesses, and the more than 1 billion citizens who participate annually in Earth Day to do their part – everyone accounted for, everyone accountable.

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Scam Alert

Six Ways to Spot a Scam and or Bank Fraud!

Scam artists use fake invoices, phony debt collection notices, spam emails, or even someone who unexpectedly shows up at your front door with unsuspecting consumers hoping they will pay before checking their records.

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Mortgage Downpayment Comparison

Getting Yourself Mortgage Ready

If you’re like the vast majority of home buyers, you will choose to finance your purchase with a mortgage loan. However, by preparing in advance, you can avoid the common delays and roadblocks many buyers face when applying for a mortgage.

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5 Reasons to List Before the Spring Selling Season Picks Up

5 Reasons to List Before the Spring Selling Season Picks Up

A common thought in real estate is never to list your home in the winter. Perpetuated by industry experts, agents, and repeat sellers alike, this saying encourages many would-be sellers to wait until the spring peak to list their homes. However, studies show that homes listed in the winter winter sell faster than those in the spring, and sellers also net more than the asking price.

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Housing Future Fltered

Will There be a Tsunami of Foreclosures in 2023?

Bernice Ross of Inman recently interviewed Rick Sharga, the executive vice president for market intelligence for Attom Data, about his predictions about general trends and foreclosures. Attom Data has been tracking foreclosure data since 1996. As a result, Sharga often gets asked if we should expect another foreclosure tsunami in 2023 like the one we experienced during the Great Recession.

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